Social Security Rules for Divorced Women

To contact us Click HERE
If you are a divorced woman and have never asked Social Security about getting benefits based on your ex-husband’s work, you should do so. Many women receive a higher social security benefit based on their ex-husband’s work, especially if he is deceased. When you apply, you are required to give his Social Security number. However, if you don’t know his number, you can provide his date and place of birth and his parents’ names.

The following requirements also apply to your divorced husband if his eligibility for benefits is based on your work.

If your ex-husband is alive:

If you are divorced woman, you can get social security benefits based on your ex-husband’s work if—

• Your marriage lasted 10 years or longer;

• You are unmarried;

• You are age 62 or older;

• The benefit you are entitled to receive based on your own work is less than the benefits you would receive on your husband’s work; and

• Your ex-husband is entitled to Social Security retirement or disability benefits.

If he has not applied for benefits, but can qualify for them and is age 62 or older, you are eligible to receive social security benefits on his work if you have been divorced from him for at least two years.

If your ex-husband is deceased, you can receive benefits:

• At age 60, or age 50 if you are disabled, if your marriage lasted at least 10 years, and you are not entitled to a higher benefit on your own record.

• At any age if you are caring for his child who also is your natural or legally adopted child and younger than 16 or disabled and entitled to benefits. Your benefits will continue until the child reaches age 16 or is no longer disabled. You can receive this benefit even though you were not married to your ex-husband for 10 years.

Source: www.SSA.Gov

If you need legal assistance regarding social security disability in Chicago (Illinois), hire experienced Chicago social security disability attorneys at the Law Firm of Mr. Neil H. Good.